USFB
Company Details
Linkedin ID:
utkarsh-bank
Website:
Employees number:
11,622
Number of followers:
434,314
NAICS:
52211
Industry Type:
Homepage:
http://www.utkarsh.bank
IP Addresses:
0
Company ID:
UTK_1386850
Scan Status:
In-progress
Utkarsh Small Finance Bank Company CyberSecurity Posture
http://www.utkarsh.bank
Utkarsh Small Finance Bank Limited (USFBL), incorporated on April 30, 2016, is engaged in providing banking and financial services with a focus on the underserved and unserved sections of the country. The Bank’s lending activities are primarily focussed in rural and semi-urban locations of the country while its deposit mobilisation and other services are spread across the country. The Bank commenced its operations on January 23, 2017, pursuant to the small finance banking licence granted by RBI on November 25, 2016. Prior to transfer of the business of providing microfinance to the Bank, Utkarsh (as Utkarsh Micro Finance Limited, currently Utkarsh CoreInvest Limited) has a history of providing microfinance primarily to the customers in rural and semi-urban segments. The Bank extends microfinance loans based on Joint Liability Group (JLG) model to individuals, other retail asset loans including Micro, Small and Medium Enterprise (MSME) Loans, Housing Loans (HL), Personal Loans, Commercial Vehicle Loans, Construction Equipment Loans and Wholesale Lending to borrowers. The Bank offers a slew of digital services such as Internet and Mobile Banking, Digi On-Boarding, an online account opening facility for clients, besides a range of ATMs and Micro ATMs for ease of transactions, amongst others. The Bank is headquartered at Varanasi, Uttar Pradesh.
Utkarsh Small Finance Bank A.I CyberSecurity Scoring
USFB Risk Score (AI oriented)Between 750 and 799
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USFB Global Score (TPRM)XXXX
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USFB Company CyberSecurity News & History
Past Incidents
0
Attack Types
0
No data available
USFB Company Scoring based on AI Models
Cyber Incidents Likelihood 3 - 6 - 9 months
A.I Risk Score Likelihood 3 - 6 - 9 months
Underwriter Stats for USFB
Incidents vs Banking Industry Average (This Year)
No incidents recorded for Utkarsh Small Finance Bank in 2025.
Incidents vs All-Companies Average (This Year)
No incidents recorded for Utkarsh Small Finance Bank in 2025.
Incident Types USFB vs Banking Industry Avg (This Year)
No incidents recorded for Utkarsh Small Finance Bank in 2025.
Incident History — USFB (X = Date, Y = Severity)
USFB cyber incidents detection timeline including parent company and subsidiaries
USFB Company Subsidiaries
Utkarsh Small Finance Bank Limited (USFBL), incorporated on April 30, 2016, is engaged in providing banking and financial services with a focus on the underserved and unserved sections of the country. The Bank’s lending activities are primarily focussed in rural and semi-urban locations of the country while its deposit mobilisation and other services are spread across the country. The Bank commenced its operations on January 23, 2017, pursuant to the small finance banking licence granted by RBI on November 25, 2016. Prior to transfer of the business of providing microfinance to the Bank, Utkarsh (as Utkarsh Micro Finance Limited, currently Utkarsh CoreInvest Limited) has a history of providing microfinance primarily to the customers in rural and semi-urban segments. The Bank extends microfinance loans based on Joint Liability Group (JLG) model to individuals, other retail asset loans including Micro, Small and Medium Enterprise (MSME) Loans, Housing Loans (HL), Personal Loans, Commercial Vehicle Loans, Construction Equipment Loans and Wholesale Lending to borrowers. The Bank offers a slew of digital services such as Internet and Mobile Banking, Digi On-Boarding, an online account opening facility for clients, besides a range of ATMs and Micro ATMs for ease of transactions, amongst others. The Bank is headquartered at Varanasi, Uttar Pradesh.
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Frequently Asked Questions
Explore insights on cybersecurity incidents, risk posture, and Rankiteo's assessments.
USFB CyberSecurity History Information
Official Website of Utkarsh Small Finance Bank
The official website of Utkarsh Small Finance Bank is http://www.utkarsh.bank.
Utkarsh Small Finance Bank’s AI-Generated Cybersecurity Score
According to Rankiteo, Utkarsh Small Finance Bank’s AI-generated cybersecurity score is 784, reflecting their Fair security posture.
How many security badges does Utkarsh Small Finance Bank’ have ?
According to Rankiteo, Utkarsh Small Finance Bank currently holds 0 security badges, indicating that no recognized compliance certifications are currently verified for the organization.
Does Utkarsh Small Finance Bank have SOC 2 Type 1 certification ?
According to Rankiteo, Utkarsh Small Finance Bank is not certified under SOC 2 Type 1.
Does Utkarsh Small Finance Bank have SOC 2 Type 2 certification ?
According to Rankiteo, Utkarsh Small Finance Bank does not hold a SOC 2 Type 2 certification.
Does Utkarsh Small Finance Bank comply with GDPR ?
According to Rankiteo, Utkarsh Small Finance Bank is not listed as GDPR compliant.
Does Utkarsh Small Finance Bank have PCI DSS certification ?
According to Rankiteo, Utkarsh Small Finance Bank does not currently maintain PCI DSS compliance.
Does Utkarsh Small Finance Bank comply with HIPAA ?
According to Rankiteo, Utkarsh Small Finance Bank is not compliant with HIPAA regulations.
Does Utkarsh Small Finance Bank have ISO 27001 certification ?
According to Rankiteo,Utkarsh Small Finance Bank is not certified under ISO 27001, indicating the absence of a formally recognized information security management framework.
Industry Classification of Utkarsh Small Finance Bank
Utkarsh Small Finance Bank operates primarily in the Banking industry.
Number of Employees at Utkarsh Small Finance Bank
Utkarsh Small Finance Bank employs approximately 11,622 people worldwide.
Subsidiaries Owned by Utkarsh Small Finance Bank
Utkarsh Small Finance Bank presently has no subsidiaries across any sectors.
Utkarsh Small Finance Bank’s LinkedIn Followers
Utkarsh Small Finance Bank’s official LinkedIn profile has approximately 434,314 followers.
NAICS Classification of Utkarsh Small Finance Bank
Utkarsh Small Finance Bank is classified under the NAICS code 52211, which corresponds to Commercial Banking.
Utkarsh Small Finance Bank’s Presence on Crunchbase
No, Utkarsh Small Finance Bank does not have a profile on Crunchbase.
Utkarsh Small Finance Bank’s Presence on LinkedIn
Yes, Utkarsh Small Finance Bank maintains an official LinkedIn profile, which is actively utilized for branding and talent engagement, which can be accessed here: https://www.linkedin.com/company/utkarsh-bank.
Cybersecurity Incidents Involving Utkarsh Small Finance Bank
As of December 11, 2025, Rankiteo reports that Utkarsh Small Finance Bank has not experienced any cybersecurity incidents.
Number of Peer and Competitor Companies
Utkarsh Small Finance Bank has an estimated 6,988 peer or competitor companies worldwide.
Utkarsh Small Finance Bank CyberSecurity History Information
How many cyber incidents has Utkarsh Small Finance Bank faced ?
Total Incidents: According to Rankiteo, Utkarsh Small Finance Bank has faced 0 incidents in the past.
What types of cybersecurity incidents have occurred at Utkarsh Small Finance Bank ?
Incident Types: The types of cybersecurity incidents that have occurred include .
Incident Details
What are the most common types of attacks the company has faced ?
Additional Questions
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Latest Global CVEs (Not Company-Specific)
Description
FreePBX Endpoint Manager is a module for managing telephony endpoints in FreePBX systems. Versions prior to 16.0.96 and 17.0.1 through 17.0.9 have a weak default password. By default, this is a 6 digit numeric value which can be brute forced. (This is the app_password parameter). Depending on local configuration, this password could be the extension, voicemail, user manager, DPMA or EPM phone admin password. This issue is fixed in versions 16.0.96 and 17.0.10.
Risk Information
cvss4
Base: 6.9
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:N/UI:N/VC:L/VI:L/VA:N/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description
Neuron is a PHP framework for creating and orchestrating AI Agents. In versions 2.8.11 and below, the MySQLWriteTool executes arbitrary SQL provided by the caller using PDO::prepare() + execute() without semantic restrictions. This is consistent with the name (“write tool”), but in an LLM/agent context it becomes a high-risk capability: prompt injection or indirect prompt manipulation can cause execution of destructive queries such as DROP TABLE, TRUNCATE, DELETE, ALTER, or privilege-related statements (subject to DB permissions). Deployments that expose an agent with MySQLWriteTool enabled to untrusted input and/or run the tool with a DB user that has broad privileges are impacted. This issue is fixed in version 2.8.12.
Risk Information
cvss3
Base: 9.4
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:L/I:H/A:H
Description
Neuron is a PHP framework for creating and orchestrating AI Agents. Versions 2.8.11 and below use MySQLSelectTool, which is vulnerable to Read-Only Bypass. MySQLSelectTool is intended to be a read-only SQL tool (e.g., for LLM agent querying, however, validation based on the first keyword (e.g., SELECT) and a forbidden-keyword list does not block file-writing constructs such as INTO OUTFILE / INTO DUMPFILE. As a result, an attacker who can influence the tool input (e.g., via prompt injection through a public agent endpoint) may write arbitrary files to the DB server if the MySQL/MariaDB account has the FILE privilege and server configuration permits writes to a useful location (e.g., a web-accessible directory). This issue is fixed in version 2.8.12.
Risk Information
cvss3
Base: 8.2
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:L/I:H/A:N
Description
Okta Java Management SDK facilitates interactions with the Okta management API. In versions 11.0.0 through 20.0.0, race conditions may arise from concurrent requests using the ApiClient class. This could cause a status code or response header from one request’s response to influence another request’s response. This issue is fixed in version 20.0.1.
Risk Information
cvss3
Base: 8.4
Severity: HIGH
CVSS:3.1/AV:N/AC:H/PR:L/UI:N/S:C/C:H/I:H/A:L
Description
The Auth0 Next.js SDK is a library for implementing user authentication in Next.js applications. When using versions 4.11.0 through 4.11.2 and 4.12.0, simultaneous requests on the same client may result in improper lookups in the TokenRequestCache for the request results. This issue is fixed in versions 4.11.2 and 4.12.1.
Risk Information
cvss3
Base: 5.4
Severity: HIGH
CVSS:3.1/AV:N/AC:H/PR:L/UI:R/S:U/C:H/I:L/A:N
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Every week, Rankiteo analyzes billions of signals to give organizations a sharper, faster view of emerging risks. With deeper, more actionable intelligence at their fingertips, security teams can outpace threat actors, respond instantly to Zero-Day attacks, and dramatically shrink their risk exposure window.
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Network Security
Identify exposed access points, detect misconfigured SSL certificates, and uncover vulnerabilities across the network infrastructure.
SBOM (Software Bill of Materials)
Gain visibility into the software components used within an organization to detect vulnerabilities, manage risk, and ensure supply chain security.
CMDB (Configuration Management Database)
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