Comparison Overview

HDFC Bank

VS

CIC

HDFC Bank

Lower Parel Road, Mumbai, Maharashtra, 400013, IN
Last Update: 2025-12-11
Between 800 and 849

HDFC Bank is India's largest private sector bank, offering a comprehensive range of financial products and services to our customer base of over 92 million. Our extensive distribution network of 8,919 branches and 21,031 ATMs across 3,836 cities and towns as of August 2024, reaches every corner of the country, making us accessible to millions. Promoted by Housing Development Finance Corporation (HDFC), India's leading housing finance company, HDFC Bank began operations in 1995 with a simple mission: to be a "World-class Indian Bank"​. With a single-minded focus on product leadership, customer focus and operational excellence, we have emerged as a leading player in all our business segments. We cater to individuals and businesses, offering a full range of innovative banking solutions including loans, payments, and wealth management. Our business solutions empower companies of all sizes, from MSMEs to large corporations, helping them grow with tailored banking services and financial tools. In 2023, the Bank merged with HDFC Ltd, combining our robust banking services with HDFC Ltd's legacy of leadership in housing finance. This merger enhances our ability to offer home loans and other financial services, ensuring seamless access for customers across urban and rural areas. As a socially responsible corporate citizen, we believe in banking with a purpose. Through our CSR initiative, Parivartan, we actively work to drive positive change across education, healthcare, skills training, and sustainable livelihoods impacting over 10 crore lives across the country. Our commitment to community impact is as strong as our dedication to delivering value to our stakeholders. As we expand, we continue to stay at the forefront of innovation, offering seamless digital banking experiences to enhance the lives of our customers. HDFC Bank prioritises the security of its systems and remains committed to maintaining the confidentiality of its customers' data. As a precaution

NAICS: 52211
NAICS Definition: Commercial Banking
Employees: 196,135
Subsidiaries: 3
12-month incidents
0
Known data breaches
1
Attack type number
2

CIC

6, Avenue de Provence, None, Paris, Île-de-France, FR, 75009
Last Update: 2025-12-09
Between 750 and 799

CIC is the fourth largest banking group in France, consisting of seven regional banks which operate across France through a network of 1,844 branches employing 24,000 staff. CIC's customer base includes 2.7 million retail clients. One in eleven self-employed professionals is a CIC group client and nearly one in three companies banks with CIC Group.

NAICS: 52211
NAICS Definition: Commercial Banking
Employees: 11,132
Subsidiaries: 0
12-month incidents
0
Known data breaches
0
Attack type number
0

Compliance Badges Comparison

Security & Compliance Standards Overview

https://images.rankiteo.com/companyimages/hdfc-bank.jpeg
HDFC Bank
ISO 27001
ISO 27001 certification not verified
Not verified
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
GDPR
GDPR certification not verified
Not verified
PCI DSS
PCI DSS certification not verified
Not verified
HIPAA
HIPAA certification not verified
Not verified
https://images.rankiteo.com/companyimages/cic.jpeg
CIC
ISO 27001
ISO 27001 certification not verified
Not verified
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
GDPR
GDPR certification not verified
Not verified
PCI DSS
PCI DSS certification not verified
Not verified
HIPAA
HIPAA certification not verified
Not verified
Compliance Summary
HDFC Bank
100%
Compliance Rate
0/4 Standards Verified
CIC
0%
Compliance Rate
0/4 Standards Verified

Benchmark & Cyber Underwriting Signals

Incidents vs Banking Industry Average (This Year)

No incidents recorded for HDFC Bank in 2025.

Incidents vs Banking Industry Average (This Year)

No incidents recorded for CIC in 2025.

Incident History — HDFC Bank (X = Date, Y = Severity)

HDFC Bank cyber incidents detection timeline including parent company and subsidiaries

Incident History — CIC (X = Date, Y = Severity)

CIC cyber incidents detection timeline including parent company and subsidiaries

Notable Incidents

Last 3 Security & Risk Events by Company

https://images.rankiteo.com/companyimages/hdfc-bank.jpeg
HDFC Bank
Incidents

Date Detected: 3/2023
Type:Vulnerability
Blog: Blog

Date Detected: 10/2016
Type:Breach
Attack Vector: Non-bank ATMs
Motivation: Financial Gain
Blog: Blog
https://images.rankiteo.com/companyimages/cic.jpeg
CIC
Incidents

No Incident

FAQ

HDFC Bank company demonstrates a stronger AI Cybersecurity Score compared to CIC company, reflecting its advanced cybersecurity posture governance and monitoring frameworks.

HDFC Bank company has historically faced a number of disclosed cyber incidents, whereas CIC company has not reported any.

In the current year, CIC company and HDFC Bank company have not reported any cyber incidents.

Neither CIC company nor HDFC Bank company has reported experiencing a ransomware attack publicly.

HDFC Bank company has disclosed at least one data breach, while the other CIC company has not reported such incidents publicly.

Neither CIC company nor HDFC Bank company has reported experiencing targeted cyberattacks publicly.

HDFC Bank company has disclosed at least one vulnerability, while CIC company has not reported such incidents publicly.

Neither HDFC Bank nor CIC holds any compliance certifications.

Neither company holds any compliance certifications.

HDFC Bank company has more subsidiaries worldwide compared to CIC company.

HDFC Bank company employs more people globally than CIC company, reflecting its scale as a Banking.

Neither HDFC Bank nor CIC holds SOC 2 Type 1 certification.

Neither HDFC Bank nor CIC holds SOC 2 Type 2 certification.

Neither HDFC Bank nor CIC holds ISO 27001 certification.

Neither HDFC Bank nor CIC holds PCI DSS certification.

Neither HDFC Bank nor CIC holds HIPAA certification.

Neither HDFC Bank nor CIC holds GDPR certification.

Latest Global CVEs (Not Company-Specific)

Description

FreePBX Endpoint Manager is a module for managing telephony endpoints in FreePBX systems. Versions prior to 16.0.96 and 17.0.1 through 17.0.9 have a weak default password. By default, this is a 6 digit numeric value which can be brute forced. (This is the app_password parameter). Depending on local configuration, this password could be the extension, voicemail, user manager, DPMA or EPM phone admin password. This issue is fixed in versions 16.0.96 and 17.0.10.

Risk Information
cvss4
Base: 6.9
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:N/UI:N/VC:L/VI:L/VA:N/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

Neuron is a PHP framework for creating and orchestrating AI Agents. In versions 2.8.11 and below, the MySQLWriteTool executes arbitrary SQL provided by the caller using PDO::prepare() + execute() without semantic restrictions. This is consistent with the name (“write tool”), but in an LLM/agent context it becomes a high-risk capability: prompt injection or indirect prompt manipulation can cause execution of destructive queries such as DROP TABLE, TRUNCATE, DELETE, ALTER, or privilege-related statements (subject to DB permissions). Deployments that expose an agent with MySQLWriteTool enabled to untrusted input and/or run the tool with a DB user that has broad privileges are impacted. This issue is fixed in version 2.8.12.

Risk Information
cvss3
Base: 9.4
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:L/I:H/A:H
Description

Neuron is a PHP framework for creating and orchestrating AI Agents. Versions 2.8.11 and below use MySQLSelectTool, which is vulnerable to Read-Only Bypass. MySQLSelectTool is intended to be a read-only SQL tool (e.g., for LLM agent querying, however, validation based on the first keyword (e.g., SELECT) and a forbidden-keyword list does not block file-writing constructs such as INTO OUTFILE / INTO DUMPFILE. As a result, an attacker who can influence the tool input (e.g., via prompt injection through a public agent endpoint) may write arbitrary files to the DB server if the MySQL/MariaDB account has the FILE privilege and server configuration permits writes to a useful location (e.g., a web-accessible directory). This issue is fixed in version 2.8.12.

Risk Information
cvss3
Base: 8.2
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:L/I:H/A:N
Description

Okta Java Management SDK facilitates interactions with the Okta management API. In versions 11.0.0 through 20.0.0, race conditions may arise from concurrent requests using the ApiClient class. This could cause a status code or response header from one request’s response to influence another request’s response. This issue is fixed in version 20.0.1.

Risk Information
cvss3
Base: 8.4
Severity: HIGH
CVSS:3.1/AV:N/AC:H/PR:L/UI:N/S:C/C:H/I:H/A:L
Description

The Auth0 Next.js SDK is a library for implementing user authentication in Next.js applications. When using versions 4.11.0 through 4.11.2 and 4.12.0, simultaneous requests on the same client may result in improper lookups in the TokenRequestCache for the request results. This issue is fixed in versions 4.11.2 and 4.12.1.

Risk Information
cvss3
Base: 5.4
Severity: HIGH
CVSS:3.1/AV:N/AC:H/PR:L/UI:R/S:U/C:H/I:L/A:N